Bad credit college loan
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Bad credit college loan

 
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No One
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Posted: Thu Aug 19, 2004 12:51 pm    Post subject: Bad credit college loan Reply with quote

I want to take a fifth course this semester (Auditing) because it's a very
important class to my major even though I will still graduate without taking
the class.

However when I applied for a private loan with my brother as cosigner I was
approved, but the amount was only sufficient to cover the costs of regular
tuition (4 classes).

I am now $700 short of taking this fifth class which I desperately want to
take. I cannot get approved for loans on my own because I have bad credit.
Is there any loan place for bad credit customers where I can get this $700
loan? Any suggestions?

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CJT
Guest





Posted: Thu Aug 19, 2004 1:59 pm    Post subject: Re: Bad credit college loan Reply with quote

No One wrote:

Quote:
I want to take a fifth course this semester (Auditing) because it's a very
important class to my major even though I will still graduate without taking
the class.

However when I applied for a private loan with my brother as cosigner I was
approved, but the amount was only sufficient to cover the costs of regular
tuition (4 classes).

I am now $700 short of taking this fifth class which I desperately want to
take. I cannot get approved for loans on my own because I have bad credit.
Is there any loan place for bad credit customers where I can get this $700
loan? Any suggestions?



Probably the best thing to do would be to talk to your school's

financial aid people -- they should be able to tell you what your
options are.


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The e-mail address in our reply-to line is reversed in an attempt to
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CJT
Guest





Posted: Thu Aug 19, 2004 2:01 pm    Post subject: Re: Bad credit college loan Reply with quote

CJT wrote:

Quote:
No One wrote:

I want to take a fifth course this semester (Auditing) because it's a
very
important class to my major even though I will still graduate without
taking
the class.

However when I applied for a private loan with my brother as cosigner
I was
approved, but the amount was only sufficient to cover the costs of
regular
tuition (4 classes).

I am now $700 short of taking this fifth class which I desperately
want to
take. I cannot get approved for loans on my own because I have bad
credit.
Is there any loan place for bad credit customers where I can get this
$700
loan? Any suggestions?



Probably the best thing to do would be to talk to your school's
financial aid people -- they should be able to tell you what your
options are.


Also, if you don't need the hours, maybe you can audit it for free.


--
The e-mail address in our reply-to line is reversed in an attempt to
minimize spam. Our true address is of the form che...@prodigy.net.

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Woelfe
Guest





Posted: Fri Aug 20, 2004 5:39 am    Post subject: Re: Bad credit college loan Reply with quote

"No One" <nospam@nospam.net> wrote in message
news:ju2dnSDNPJq707ncUSdV9g@ptd.net...
Quote:
I want to take a fifth course this semester (Auditing) because it's a very
important class to my major even though I will still graduate without
taking
the class.

However when I applied for a private loan with my brother as cosigner I
was
approved, but the amount was only sufficient to cover the costs of regular
tuition (4 classes).

I am now $700 short of taking this fifth class which I desperately want to
take. I cannot get approved for loans on my own because I have bad credit.
Is there any loan place for bad credit customers where I can get this $700
loan? Any suggestions?



Who prevented you from borrowing the full amount? Was it the school or the

lender you are borrowing the money from? Also, might help to know what type
of educational loan you are borrowing.

Most educational loans require the school to certify the loan and prevent
you from borrowing beyond the total Cost of Attendance budget they have set
up for you.

The best advice would still be to contact the financial aid office at your
school for viable solutions though.

-Woelfe
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No One
Guest





Posted: Fri Aug 20, 2004 5:45 pm    Post subject: Re: Bad credit college loan Reply with quote

Nobody prevented me. At the time when my brother cosigned the loan, I asked
for an amount enough to cover tuition for 4 classes and an extra $500 for
books and expenses, still under the "total cost of attendance".

However after thinking about it, I really want to take Auditing, which I'm
$700 short of with the $500 in additional money.


"Woelfe" <woelfe_den@hotmail.com> wrote in message
news:qSaVc.190924$eM2.9370@attbi_s51...
Quote:

"No One" <nospam@nospam.net> wrote in message
news:ju2dnSDNPJq707ncUSdV9g@ptd.net...
I want to take a fifth course this semester (Auditing) because it's a
very
important class to my major even though I will still graduate without
taking
the class.

However when I applied for a private loan with my brother as cosigner I
was
approved, but the amount was only sufficient to cover the costs of
regular
tuition (4 classes).

I am now $700 short of taking this fifth class which I desperately want
to
take. I cannot get approved for loans on my own because I have bad
credit.
Is there any loan place for bad credit customers where I can get this
$700
loan? Any suggestions?



Who prevented you from borrowing the full amount? Was it the school or
the
lender you are borrowing the money from? Also, might help to know what
type
of educational loan you are borrowing.

Most educational loans require the school to certify the loan and prevent
you from borrowing beyond the total Cost of Attendance budget they have
set
up for you.

The best advice would still be to contact the financial aid office at your
school for viable solutions though.

-Woelfe

Back to top
CJT
Guest





Posted: Fri Aug 20, 2004 11:32 pm    Post subject: Re: Bad credit college loan Reply with quote

No One wrote:

Quote:
Nobody prevented me. At the time when my brother cosigned the loan, I asked
for an amount enough to cover tuition for 4 classes and an extra $500 for
books and expenses, still under the "total cost of attendance".

However after thinking about it, I really want to take Auditing, which I'm
$700 short of with the $500 in additional money.

So did you follow up on my suggestion to contact the financial aid folks
at your school? They might be able to help you find a job, e.g.

Quote:


"Woelfe" <woelfe_den@hotmail.com> wrote in message
news:qSaVc.190924$eM2.9370@attbi_s51...

"No One" <nospam@nospam.net> wrote in message
news:ju2dnSDNPJq707ncUSdV9g@ptd.net...

I want to take a fifth course this semester (Auditing) because it's a

very

important class to my major even though I will still graduate without

taking

the class.

However when I applied for a private loan with my brother as cosigner I

was

approved, but the amount was only sufficient to cover the costs of

regular

tuition (4 classes).

I am now $700 short of taking this fifth class which I desperately want

to

take. I cannot get approved for loans on my own because I have bad

credit.

Is there any loan place for bad credit customers where I can get this

$700

loan? Any suggestions?




Who prevented you from borrowing the full amount? Was it the school or

the

lender you are borrowing the money from? Also, might help to know what

type

of educational loan you are borrowing.

Most educational loans require the school to certify the loan and prevent
you from borrowing beyond the total Cost of Attendance budget they have

set

up for you.

The best advice would still be to contact the financial aid office at your
school for viable solutions though.

-Woelfe







--
The e-mail address in our reply-to line is reversed in an attempt to
minimize spam. Our true address is of the form che...@prodigy.net.
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David Ames
Guest





Posted: Sun Aug 22, 2004 6:51 pm    Post subject: Re: Bad credit college loan Reply with quote

"No One" <nospam@nospam.net> wrote in message news:<ju2dnSDNPJq707ncUSdV9g@ptd.net>...
Quote:
I want to take a fifth course this semester (Auditing) because it's a very
important class to my major even though I will still graduate without taking
the class.

However when I applied for a private loan with my brother as cosigner I was
approved, but the amount was only sufficient to cover the costs of regular
tuition (4 classes).

I am now $700 short of taking this fifth class which I desperately want to
take. I cannot get approved for loans on my own because I have bad credit.
Is there any loan place for bad credit customers where I can get this $700
loan? Any suggestions?

Yes. Request another loan for $700 with your brother as cosignor,
stating that the amount is for taking an additional course to improve
your employment prospects. Take a continuing-education course in
Auditing after graduation. Even a correspondence course is possible.

David Ames
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